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There are many ways to reduce or eliminate credit card debt. The consumer must enter into debt reduction with their eyes and mind wide open.

It is possible to file for bankruptcy without the assistance of an attorney.

A person who is deep in debt can take steps to avoid bankruptcy, but only by being diligent and disciplined.

This might seem like an outrageous goal, but it can be done and there are lots of benefits to living life debt-free.

Offers of unsecured bad credit personal loans should be treated with caution. Do not get into a worse financial mess by going for a loan you cannot afford.

To limit spending in the short term, freeze your credit, literally.

Payday loans can occasionally be useful, but there are possible costs to applying online that you wouldn't expect.

Need to find simple strategies for rebuilding credit after bankruptcy or debt settlement? Read on to get help for bad credit caused by unpaid credit cards.

Not all credit cards are the same. Read how credit, debit, charge and departmental store cards are different from one another.

Good credit card management includes choosing the right card, using it only for emergencies, tracking all expenses and paying the outstanding balance in full.

It's so easy to let credit card debt get out of control, but sometimes you just need to stop spending. Here are three tried and tested techniques.